Between $400,000 - $500,000 Cobourg ON Real Estate, Homes, Condos for Sale

Welcome to this immaculate, 960 sq ft 2-bedroom bungalow condo nestled in the highly sought-after Birchwood Trails community. Offering a perfect blend of modern upgrades and low-maintenance living, this turn-key home has been recently painted throughout and is completely move-in ready. Light-Filled Living & Modern Design. Step inside to an impressive main living area featuring dramatic cathedral ceilings and large, beautiful arched windows that flood the entire space with glorious natural light. The open layout transitions seamlessly into a spacious dining area and a contemporary kitchen, complete with modern 2023 stainless steel appliances and an extended breakfast bar with comfortable room for 4 stools-perfect for casual dining or entertaining. Comfortable Layout & Premium Upgrades. Spa-Like Bath, enjoy a gorgeous, fully renovated 3-piece bathroom featuring sleek glass shower doors and modern finishes. Mechanical Peace of Mind, equipped with a brand new 2026 heat pump for efficient cooling and heating, featuring a secondary wall unit dedicated to the primary bedroom. A brand new owned hot water tank (2026) is also included. In-Suite Laundry, convenient laundry closet comes complete with a stackable washer and dryer. Private Patio & Prime Amenities right outside your front door, step onto your own private sitting area patio, beautifully redesigned in 2025 and surrounded by lush, vibrant gardens. The unit includes 1 exclusive parking spot alongside ample visitor parking for your guests. Combining an efficient bungalow layout with top-tier 2026 mechanical upgrades, this Birchwood Trails gem offers exceptional value and comfort.

1055 Birchwood Trail Unit 303, Cobourg

$499,900

2 Beds ⋅ 3 Baths ⋅ X13761790 MLS

Enjoy the very best of Cobourg's waterfront lifestyle just steps from the lake, marina, beach, and vibrant downtown core. Morning walks along the harbour, afternoons at Victoria Park beach, boating from the nearby marina, and evenings dining at local cafés and restaurants are all right outside your door. This sought-after location offers the perfect blend of scenic lakeside living and everyday convenience with truly low-maintenance condo living. Inside, this bright and beautifully maintained 2 bed/2 bath condo offers a functional layout with spacious principal rooms and an inviting open-concept living area. The living room features large windows and a walkout to a private balcony, offering a comfortable outdoor space to relax, overlooking Downtown Cobourg. The kitchen showcases maple cabinetry, a full appliance package, and ample prep space on the quartz countertops, flowing seamlessly into the formal dining area-ideal for entertaining. The primary bedroom provides generous double closets and an updated 4-piece ensuite, while the secondary bedroom is conveniently located on the other side of the unit, serviced by a 3-piece main bathroom and access to in-suite laundry. Additional highlights include fresh paint, premium laminate flooring, one underground parking space and a storage locker. A wonderful opportunity to enjoy carefree condo living in one of Cobourg's most desirable waterfront communities.

145 Third Street Unit 215, Cobourg

$479,000

1 Beds ⋅ 2 Baths ⋅ X13706562 MLS ⋅ Harbour Walk Condominiums BLDG.

Welcome to Harbour Walk Condominiums, ideally located in Cobourg's stunning Marina and waterfront. This immaculate 1-bedroom, 2-bathroom condo offers an inviting open-concept layout with premium laminate flooring and plenty of space for comfortable everyday living. The kitchen features quartz countertops and a convenient breakfast bar, while the private balcony offers a great place to enjoy the outdoors. The spacious primary bedroom includes a walk-through closet and private ensuite, providing both comfort and convenience. An additional full bathroom and one underground parking space complete the unit. Set within a very well-maintained building and just steps from Cobourg's historic downtown, marina, beach, restaurants, shops, and everyday amenities, this is an ideal opportunity to enjoy low-maintenance living in one of the town's most sought-after locations.

145 Third Street Unit 212, Cobourg

$432,500

2 Beds ⋅ 1 Baths ⋅ X13671942 MLS

Sought after, sun-Filled CORNER energy efficient, air conditioned unit in a charming condo-townhouse community! Ideally located just steps from historic downtown Cobourg and a short stroll to beautiful Cobourg Beach/Victoria Park. This pristine, move-in-ready 2-bedroom home offers the perfect blend of comfort, convenience and privacy. The spacious primary bedroom features a walkout to your private, south-facing balcony surrounded by mature tree's, tucked away from the road for a peaceful outdoor retreat (BBQ's allowed). Large balcony locker for all of your storage needs! The bright, open-concept kitchen, living and dining area provides plenty of space for everyday living and entertaining. Substantial upgrades including three new (2024) heat pump units providing efficient and economical heating and cooling throughout the home- transferrable 10 year warranty. A private parking space is conveniently located directly in front of the unit for easy access as well as secondary space for optional rent $35/month (pending availability). A wonderful opportunity to enjoy low-maintenance living in a fantastic Cobourg location!

182 D'Arcy Street Unit F205, Cobourg

$420,000

4 Beds ⋅ 2 Baths ⋅ X13652138 MLS ⋅ Royal Property Solutions BLDG.

Located in the welcoming lakeside community of Cobourg, Unit 5-137 Furnace Street offers a thoughtfully upgraded living space ideal for families, first-time buyers, or investors. This well-maintained 3+1 bedroom, 2 full bathroom home features a functional layout with bright principal rooms and comfortable living areas throughout. The added basement apartment provides excellent flexibility-perfect for extended family, guests, or potential rental income-featuring an extra bedroom and enhanced living space. The property blends practicality with value, offering multiple-use potential in a quiet, established neighbourhood close to schools, shopping, transit, and Cobourg's vibrant downtown and waterfront. Whether you're looking to live in and rent out, or simply enjoy extra space for your family, this home delivers versatility and strong long-term appeal. A solid opportunity in one of Northumberland's most desirable communities.

137 Furnace Street Unit 5, Cobourg

$439,900

2 Beds ⋅ 2 Baths ⋅ X13585836 MLS

Located in a wonderful central location just a short walk to downtown Cobourg, the beach and all surrounding amenities.This 1896 brick home sits on a nice deep lot that is fully fenced and is much larger than it looks. Offering large principle rooms and some beautiful original wood floors and trim. The detached workshop would make any renovation project much easier to complete and offers lots of storage space or could be used as a garage.

370 Division Street, Cobourg

$475,000

2 Beds ⋅ 1 Baths ⋅ X13560152 MLS

*** OPEN HOUSE SUN SEP 13 12-2PM*** This sweet Cottage inspired semi detached home is ADORABLE...and it's being sold fully furnished! Just bring your personal belongings and start enjoying this charming residence, complete with all furniture, appliances, and even the retro Arcade Games in the finished basement. This is a unique opportunity to own a fully furnished, lifestyle property in one of Ontario's most beloved waterfront communities. Thoughtfully updated with quality finishes and stylish décor, this compact & efficient home offers easy, low-maintenance living in an unbeatable location. Just steps from the West Beach Boardwalk and an easy stroll to the boutiques and restaurants Downtown, the beach, marina, museum, art gallery, library, and Cobourg's popular waterfront attractions, you'll love the convenience of this exceptional setting. Commuters will appreciate the VIA Rail station just a few blocks away, with Toronto only 100 km away. Whether you're searching for a starter home, a carefree retirement retreat, a weekend escape, or an excellent investment or guest rental near the beach, this property is highly suitable! The inviting living room opens through sliding glass doors to a private deck featuring a built-in hot tub, surrounded by privacy fencing-perfect for relaxing or entertaining. The finished basement maximizes every square foot with a home office, laundry area, and your very own arcade games room plus utility and storage room. Newer furnace, rented A/C unit. Significant updates recently and all furnishings, light fixures and window treatments carefully selected for style and ambience, this lovely retreat style home blends character with modern comfort. Surrounded by privacy trees, fully fenced and with the deck and built-in hot tub, there is nothing left to do but move in and relax. Parking is On-street. Can likely install a parking spot if remove bushes (with town approval.) Can buy Monthly Parking pass at nearby Public Lot.

182 Durham Street, Cobourg

$419,000

2 Beds ⋅ 1 Baths ⋅ X13501930 MLS ⋅ 841 Battell BLDG.

Penthouse 304 at 841 Battell Street offers sought after features and practicality, yet is an affordable opportunity for those seeking comfortable living in a quiet, welcoming Cobourg community. Known for its friendly atmosphere, this building is home to great neighbors who contribute to a genuine sense of community. This top-floor suite is home to the best location in the building: no-one above you, a bright, south-facing orientation that captures plenty of natural light throughout the day and close to the elevator without being too close. The living area is highlighted by sliding glass doors that open onto a private balcony, looking towards Cobourg's historic downtown and providing a pleasant skyline view of the surrounding area. Designed with convenience in mind, the unit includes an exclusive-use storage locker located on the same penthouse level, for quick, easy access and an exclusive-use outdoor parking space that you can see from your balcony. The primary bedroom is notably spacious, offering enough square footage to incorporate a home office nook or a private sitting area. This building is also a great fit for pet owners, as the local dog park is located a few steps away on Ontario Street and the condo allows for pets, subject to the condo's restrictions. While situated in a geographically central part of town, it benefits from being in an excellent location, that's just a short distance from the shops, cafes, and essential amenities of the downtown core, the Cobourg beach, boardwalk and marina, two minutes from the Mill Restaurant and Golf Course, the Mall to the west as well as all the businesses and amenities along Division Street to the east. This suite is an ideal choice for anyone looking for condo home ownership in a well maintained condo building, with a budget-friendly home that balances features and functional indoor space with a peaceful, neighborly atmosphere.

841 Battell Street Unit 304, Cobourg

$499,000

X12711350 MLS

State-of-the-art commercial condo. Fully renovated with premium design, transferable licensing, & outstanding flexibility, making it ideal for investors or owner-operators alike. A Rare Value! Exceptional opportunity to own a turnkey restaurant, cafe, or bar in the heart of a vibrant, high-traffic downtown tourist district 100 km from Toronto. Professionally rebuilt 2 years new, the space was fully renovated & showcases high-grade fixtures finishes throughout, wrapped in a sleek, modern, minimalist aesthetic designed for both efficiency & visual impact. Formerly operating as a successful espresso, wine, craft beer, martini bar, the unit attracted a loyal clientele. LCBO licensed for 30 seats (transferable), an elegant long bar with granite steel countertops, a book-matched marble backsplash with stacked handmade wall tile, durable 24" x 24" terrazzo-style porcelain flooring. Additional features include steel shelving, large display windows with security gates, washrooms, a generous prep storage room, basement storage (wet-wrapped & dry), rear access beyond 2 washrooms, a small outdoor cafe table area. Ideally positioned steps from the marina, yacht club, lake, beach, park & adjacent to cultural landmarks such as Victoria Hall & the Art Gallery, Concert Hall, live Music venues. Surrounding streets are lined with boutiques, professional offices, banks, entertainment, dining, ensuring consistent year-round foot traffic. Purchase as a pure investment with a tenant ready to lease, or buy & owner operate your own concept immediately. Select equipment, including a Bosco espresso machine & professional barista setup negotiated separately. With ample street & nearby lot parking, proximity to the VIA Rail station, and easy access via the 401/407 corridor, this location is perfectly positioned to benefit from continued growth & tourism momentum. A rare, high-quality commercial condo in a premier downtown location-ideal for investors, restaurateurs, or lifestyle entrepreneurs.

79 King Street W Unit D, Cobourg

$415,000

2 Beds ⋅ 2 Baths ⋅ X13133944 MLS

Tucked within a quiet six-unit building, this condo offers more space than you might expect and a warm, welcoming place to call home. Perfectly positioned close to various schools, just a short stroll from the shores of Lake Ontario, Victoria Park, and the charm of downtown Cobourg. You can start your mornings with a lakeside walk, spend afternoons browsing local shops, or enjoy a meal out, all just minutes from your door. Through the three thoughtfully designed levels, this spacious 2 bedroom plus den home blends comfort with eveyday ease. The main floor features an open concept layout where the kitchen flows effortlessly into the dining and living areas, ideal for casual mornings, hosting friends, or simply unwinding at the end of the day in a bright space. Upstairs, you will find generously sized bedrooms and full bath. The lower level adds valuable flexibility with a cozy family room and additional space for a home office, play area, or creative corner, perfect for today's evolving family needs. Step outside to your private patio, an extension of your living space where you can enjoy a morning coffee, a good book, or quiet evenings under the open sky. Added conveniences include an outdoor parking spot, a storage unit, and new windows (2026) for comfort and peace of mind. This is a wonderful opportunity to enjoy low maintenance living suitable for many lifestyles, providing everyday conveniences.

373 D'arcy Street Unit 5, Cobourg

$499,000

X13008846 MLS

LOT 4 Cedar Shore Trail is a wonderful building lot sited in the prestigious lakeside neighborhood of "Cedar Shore". Located At The Western Boundary Of The Town Of Cobourg, On The Picturesque, North Shore Of Lake Ontario; The site is A Short Drive To Cobourg's Renowned Waterfront With: The Majestic Victoria Park, Marina, Sandy Beach & Boardwalk. If You're Searching For A Unique Lot To Build Your "Dream Home", LOT 4 Cedar Shore Drive Is For You.

LOT 4 CEDAR SHORE Trail, Cobourg

$500,000

X12976702 MLS

An exceptional opportunity to build in the heart of Cobourg. This prime downtown building lot offers the perfect canvas for creating your dream home, just moments from the waterfront and vibrant core. Enjoy a walkable lifestyle with easy access to local cafés, restaurants, and the farmers' market, all while being moments from Cobourg's picturesque beach and marina. Conveniently located near schools, parks, and everyday amenities, this property combines small-town charm with modern convenience. Commuters will appreciate the quick access to Highway 401, making travel to surrounding areas seamless. A rare chance to design and build in one of Cobourg's most sought-after locations.

104 Anne Street, Cobourg

$449,000

X12810108 MLS

Here is your chance to be your own boss! Turn key, very profitable business in a fantastic location with lots of traffic and ample free parking! Free standing building Of 2400 Sq Feet With High Exposure to both residential and commercial customers!! 77 seats, reliable and hard working staff, just take over and start making money right away!! Weekly Sales over $14000, Low Rent Of $7300 Including Tmi. Long lease of 5 years plus 10.

1001 Division Street, Cobourg

Browse All Cobourg ON Between $400K - $500K Properties for Sale

Between $400K - $500K Cobourg Real Estate